Tuesday, June 26, 2007

A Completely New Way To Get Rich Rapidly

A Completely New Way To Get Rich Rapidly
by: Martin Thomas
This new way is catching on around the world. People are compounding money rapidly for themselves.

Its called "opportunity investment" and it has nothing to do with the traditional way to invest. Stocks, bonds, shares etc.

This is hands on. The entire premise is based on compounding and becoming the "investor source"

You see when we hand over our funds to "professionals" to invest our capital we dilute our returns dramatically. It makes sense if you think about it. They have no interest or incentive to manufacture returns any better then maybe 10% if you are lucky.

"Opportunity Investment" is a term that describes the process of taking responsibility for your own funds. Thereby becoming your own "investor source" What that means is that you determine by your daily actions and decisions, what your returns will be. I have managed over 2500% per year and it was easy. Starting with just $100 and on a whim, I compounded that in to $1 million dollars within 27 months

I discovered this 5 years ago. There is a book written by a guy who pioneered this formula and lives the results every day. Hayden Muller. The book is called "The inside trade secrets to an ethical opportunity investor"

The idea is to identify "investment objects" that are endowed with "excess intrinsic value" By recognising profit where others do not we put ourselves in the position to access this unseen stored portable value and transform it into profits which we pyramid and compound into a rapid fortune.

Its my opinion that this is not new at all. I believe, this is the narrow path that all "high net worth individuals" discovered for themselves. What is novel and new is the way its packaged as a book and disclosed freely to all who choose to recognise its worth.

I am so impressed with it, as were my associates, that we invested in an online resource to share with the many who already compound their wealth rapidly and certainly day by day. (Theres a link to the site below if you wish to learn more)

Theres revolution in the air. Ordinary people are daring to reach for their first million and taking it. Millions are not content to work their whole lives, then retire then die. They express it by their actions. They are living in large comfortable homes. They are sending their children to good schools, driving nice cars and living the life they choose today not tommorow.

We are part of that paradigm shift and we fan the flames with knowledge. Wealth education need not be complicated. Your wealth education could be alot simpler and direct if you choose it to be. Simpler is always better, and opportunity investment is the bare bones. The structure is robust and direct. Take it and earn like the many who already do.

5 Hot Tips for Successful Real Estate Investment

5 Hot Tips for Successful Real Estate Investment
by: Rhiannon Williamson
The last downturn of the global stock market saw millions of ‘every day’ investors having their fingers badly burned. Overnight life savings were eaten away, retirement funds went into decline and the economic forecast for all of us who had any money invested in stocks and shares was gloomy to say the very least.

As a direct result investors in their thousands turned their backs on the rollercoaster stock markets and sought alternative asset classes in which to invest their hard earned money. This has led to a global boom in real estate markets and property prices, and it has spawned a generation of budding real estate investors.

For those of you wondering whether it’s too late to venture into real estate investing or considering how best to make the most significant returns from property investment, here are 5 hot tips for successful real estate investment to set you on the path to potential profits!

1) Consider Investment Property Abroad

There are many relatively untapped property markets in countries around the world that offer the real estate investor greater return on investment in the form of rental yields or short to medium term capital growth.

While major markets in the USA, UK, Australia and Europe are slowing down, there are emerging property markets globally that are hungry for investment and are proving to be highly profitable.

For example, in 2007 a number of countries are already aligned for accession into the European Union and as a result property markets in these countries are likely to benefit from greater numbers of visitors, more trade, increased investment into infrastructure and more stable economies. The likes of Hungary, Slovakia, Bulgaria, Croatia, Turkey and even Northern Cyprus are just a few examples of overseas destinations with emerging real estate markets that may be worthy of your consideration.

2) Make Sure Your Plans Are Profitable

This sounds ridiculously simple right? Well, you’d be surprised how few people actually make sure their plans are actually sustainable and as profitable as they hope.

Examine any real estate market that you’re about to enter by firstly comparing property values across the city, state or region and making sure you know what your money will buy you. Then ensure that the rental yield you intend to obtain from your property is actually realistic or that the asking price you intend to set once you’ve renovated the property will be offered.

3) Never Assume Anything

This goes from assuming a house is structurally sound to accepting that tax laws won’t change – from believing your tenants when they tell you that they are house proud and honest to accepting the first builder’s quotation!

Do your due diligence on every single aspect of the process from ensuring the asking price for a property is fair to checking your tax returns before your accountant submits them for you. This is your investment, your future, your potential profit and therefore it is ultimately your responsibility.

4) Employ An Expert When In Doubt

Few people are a master of all trades therefore be prepared to acknowledge areas where you are far from being an expert and at least consider courting a second opinion. Again, this goes from checking out the structural soundness of a property to understanding the legal ramifications of letting out your property. If in doubt always double check – and if this means you have to call in an expert, make sure you call in an expert!

5) Set A Realistic Budget And Stick To It

Whether you’re purchasing property to let out or buying real estate to renovate you need to sit down and add up every single area of projected expenditure to enable you to set a realistic budget with which to work.

Make sure you add in everything from having searches and surveys conducted, legal fees, accountancy fees, insurance costs, likely interest payments on any finance required, taxation, connection of utilities, marketing for tenants or buyers, real estate agency fees, and of course don’t forget to add on the cost of the property and the price of any renovation and refurnishing and decorating work required.

Spend time considering every single area where a cost will be incurred and detail every likely payment that will have to be made and you will arm yourself with a bullet proof budget and do all you can to ensure you encounter no nasty surprises along the way.

10 Resourceful Things You Can Do With A Product That Doesn't Sell

10 Resourceful Things You Can Do With A Product That Doesn't Sell
by: David Riewe
1. Sell the reprint/reproduction rights to the product. You could make money selling other people the rights to reproduce and sell the product. People are always looking for new products to sell.

2. Giveaway the product for free from your web site. Just because it won't sell doesn't mean people won't visit your web site to get it for free. They may see another product you sell and buy that one.

3. Try auctioning off the product at an online auction. You may make part of your investment back. If you're lucky, you may even make a profit because people sometimes get into bidding wars and will bid a higher price than the product is worth.

4. Use the product as a free bonus for another product you sell. This will increase the perceived value of the product you're selling. People will feel they're receiving more for less.

5. Contact businesses with the same target market and see if they would be interested in using your product as a free bonus for their product. You could place your ad on the product and get free advertising.

6. Sell your product to businesses at wholesale cost as a promotional product. Businesses are always looking for products they can giveaway to their customers with their advertising on the product. You could make part of your investment back.

7. Barter your product to other businesses for things you need for your own business. You could trade for their products or services. This will save you money and help make up for your profit loss.

8. You could create an online contest so people could win your product. This will attract traffic to your web site. You also could get free advertising by listing it on online contest directories.

9. If you decide to giveaway the product for free, allow other people to giveaway the product for free. Place your web site ad on the product. This will spread your advertising and attract even more people to your site.

10. Ask businesses with the same target audience if they would be interested in combining your product with their product. You could then sell them together as a package deal and split the profits. You may have better results selling your product this way.

Yoga: A Beneficial Exercising Regimen

Yoga: A Beneficial Exercising Regimen
by: Michael Sanford
Yoga is an ancient proven tradition that exists for thousands of years and also one of the most ancient cultural heritages in India. The word yoga means, "to unite". But it does not only mean contemplation but also communion and yoking all powers of the body, mind and soul to God. It is a very ancient and efficient system of disciplines and controls designed to produce the integration of the body, mind and spirit. It also achieves higher states of awareness and self-realization by methodical efforts to attain perfection. Even at the workplace, yoga has become extremely popular in many companies, worldwide. Working eight hours a day, five to seven days a week is really stressing. And yoga can just be the answer to this. Yoga reduces stress. It improves flexibility and muscle tone, increases circulation, relieves chronic pain and alleviates anxiety-related disorders. Best of all, it cultivates physical awareness, refreshes your energy, and offers a little vacation from the everyday grind.

There are seven divisions of yoga. Hatha yoga is concerned primarily with the body and the asanas. Bhakti yoga focuses on the path of love and devotion. Mantra yoga has something to do with recitation and repetition of words and verses. Karma yoga is a service through action and work. Janan yoga is on the intellectual path. Raja yoga is a synthesis of Bhakti, Karma, and Janan. And Laya yoga is the secret path or known as the “Yoga of Dissolution”.

Yoga has many advantages over other methods of maintaining health, such as aerobics, athletics, gymnastics, games, and various other forms of exercise and is often described as the best form of health insurance for all from the age of seven to seventy seven or more because it has a lot to offer to everyone. The two main advantages of yoga are prevention of disorders and ailments and maintenance of health and fitness in daily life. Other advantages include supple joints, flexible muscles, relaxed and tension-free mind and efficiently working vital organs such as the heart, lungs, endocrine glands, liver, pancreas and good balance between various functions. When doing yoga, you will not need any costly equipment and materials, or playgrounds, gyms, etc. And you don’t have to worry when is the right time to do it because you can do yoga all throughout the year. It can also be practiced inside the house or in the open, just alone or if you want, in groups. The only thing you need is a thick carpet spread on the floor and covered with a clean sheet of cloth. Remember that yoga should only be practiced on empty stomach although you can do it at any time during the day.

Everyone can benefit from yoga. It will benefit you irrespective of whether you are young or old, lean or heavily built, highly educated or unlettered, rich or poor, from higher or lower middle class, busy, over busy, or retired or worker in the factory or in the field. However, this benefit may not be possible if one does not practice the correct technique of yoga or practice it irregularly. Yoga has a wide range of technique and this can fulfill needs in almost people especially those who really have the determination and the motivation to do the techniques in a regular basis. Yoga can fulfill this need irrespective of your work, or your lifestyle. This can help everyone play his or her roles more efficiently, more smoothly and more comfortably.

Why Our Healthcare System Isn't Healthy

Why Our Healthcare System Isn't Healthy
by: Deb Bromley
Most people are well aware that an estimated 45 million Americans currently do not have healthcare, but is the crisis simply the lack of health insurance or even the cost of health insurance? Is there a bigger underlying problem at the root of our healthcare system? Although the U.S. claims to have the most advanced medicine in the world, government health statistics and peer-reviewed journals are painting a different picture -- that allopathic medicine often causes more harm than good.

People in general have always felt they could trust doctors and the medical profession, but according to the Journal of the American Medical Association in July 2000, iatrogenic death, also known as death from physician error or death from medical treatment, was the third leading cause of death in America and rising, responsible for at least 250,000 deaths per year. Those statistics are considered conservative by many, as the reported numbers only include in-hospital deaths, not injury or disability, and do not include external iatrogenic deaths such as those resulting from nursing home and other private facility treatments, and adverse effects of prescriptions. One recent study estimated the total unnecessary deaths from iatrogenic causes at approximately 800,000 per year at a cost of $282 billion per year, which would make death from American medicine the leading cause of death in our country.

Currently, at least 2 out of 3 Americans use medications, 32 million Americans are taking three or more medications daily, and commercials and advertisements for pharmaceutical drugs have saturated the marketplace. Although our population is aging, exorbitantly expensive drugs are being marketed and dispensed to younger and younger patients, including many children who years ago would never have been given or needed medication, for everything from ADHD to asthma to bipolar disease and diabetes. Clearly, the state of health in this country is not improving even though there are an increasing number of medications and treatments. Between 2003 and 2010, the number of prescriptions are expected to increase substantially by 47%. In recent years, numerous drugs previously deemed safe by the FDA have been recalled because of their toxicity, after the original drug approvals were actually funded by the invested pharmaceutical companies themselves.

According to the media, thanks to advances in U.S. drugs and medical procedures, Americans are living longer statistically, but they are living longer sicker, with a lower quality of life, and often dependent on multiple expensive synthetic medications that do not cure or address the underlying causes, but only suppress symptoms, often with a plethora of dangerous side effects to the tune of billions of dollars for the drug industry. Considering that the U.S. is supposed to have the most advanced technology in the world and the best health care system, it is at odds that we spend the most on healthcare, yet are the most obese and most afflicted with illness outside of the AIDS epidemic in some third world countries.

Unless you have an acute emergency that requires emergency room care, being admitted to a hospital environment may also be more dangerous to your health than staying out. In 2003, epidemiologists reported in the New England Journal of Medicine that hospital-acquired infections have risen steadily in recent decades, with blood and tissue infections known as sepsis almost tripling from 1979 to 2000. Nearly two million patients in the U.S. get an infection while in the hospital each year, and of those patients over 90,000 die per year, up dramatically from just 13,300 in 1992. Statistics show that approximately 56% of the population has been unnecessarily treated, or mistreated, by the medical industry.

Additionally, as a result of the overuse of pharmaceutical drugs and antibiotics in our bodies and environment, our immune systems have become significantly weakened, allowing antibiotic-resistant strains of disease-causing bacteria to proliferate, leaving us more susceptible to further disease. Not surprisingly, incidences of diseases have been growing at epidemic levels according to the CDC. Now diseases once thought conquered, such as tuberculosis, gonorrhea, malaria, and childhood ear infections are much harder to successfully treat than they were decades ago. Drugs do not cure. They only suppress the symptoms that your body needs to express, while they ignore the underlying root cause. Side effects of synthetic and chemical drugs, which even if they are partly derived from nature have been perverted to make them patentable and profitable, are not healthy or natural, and usually cause more harm than any perceived benefit of the medication.

Where "physician errors" are concerned, these may not be entirely the fault of the doctors, as they are forced to operate within the constraints of their profession or risk losing their license, but doctors have become pawns and spokesmen for the drug companies, and the best interest of the patient has become secondary. In the name of profit, physicians are also under great pressure from hospitals to service patients as quickly as possible, like an assembly line, increasing the likelihood of error.

In conclusion, increases in healthcare costs are not just the result of frivolous law suits, but are primarily the result of a profit-oriented industry that encourages practices that lead to unnecessary and harmful procedures being performed, lethal adverse drug reactions, infections, expensive legitimate lawsuits, in-hospital and physician errors, antibiotic resistance due to overprescribing of antibiotics and drugs, and the hundreds of thousands of subsequent unnecessary deaths and injuries. Many people do not realize that there are healthier natural options, and anything unnatural or invasive we are exposed to is likely to cause either immediate or cumulative damage over time.

For more information on how to help your body heal itself naturally without chemicals, information on drug side effects, and harmful disease-causing chemicals in the foods you eat and your environment and how to avoid them, please visit the NatureGem web site at

Why hire a virtual top doctor consultant

Why hire a virtual top doctor consultant
by: Hugo Gallegos
When you need a specialist, how do you go about finding one? Do you look in the Yellow Pages, go to an HMO or walk-in, rely on a hospital referral, a friend, an online directory of doctors, or perhaps a referral from your primary care physician?

Looking for the best doctor to suite your medical needs can be a problem, especially if you don’t have time and you need to research the doctor’s credentials. Whether you’re in urgent need of help, or just need a second opinion, I will show you how to access all the information you need – through the Internet’s Virtual Top Doctor Consultant.

Information on Doctors’ Credentials
Many organizations house comprehensive credentials, such as licensure, status and so forth. These organizations include:
* American Board of Medical Specialists
* American Medical Association
* Federation of State Medical Boards
* Your local State Medical Board
* Public Citizen Questionable Doctors
* Medical Societies

Then you have other establishments which gather up this information in their own logistical format and provide this information to consumers. Most companies provide information about doctors who have had disciplinary action taken against them. And most consumers want to know whether their doctor has had disciplinary action taken against them. At the same time, most doctors – even the best ones – are sued at one point or other during their careers. It’s important to recognize that just because a doctor has been sued (or not) does not mean he/she is incompetent, and that very often he or she is innocent of the alleged malpractice.

What is a Virtual Top Doctor Consultant
As you probably know by now, there are literally hundreds of different types of consultants.

We all want the best health care possible, so why don’t we shop around for a doctor like we do for a house or car? Over the past few years, through our own surveys and methodologies, MDNationwide has designed the first top doctor searchable database, which enables YOU to find the best doctor(s) in America without ever talking to anyone.

Virtual Top Doctor Consultant researches thousands of MDs through an extensive process, which reviews:
• How many years the doctor has been in service (over five years).
• Whether the doctor is board-certified.
• Whether disciplinary action has been taken.
• The extent of the doctors’ Internship, Residency, and Fellowship training
• Peer and patient recognition
• Their community involvement
• Experience with type of surgical procedure
• Contacting medical societies
• Contacting hospitals

Because YOU come first
* For peace of mind YOU know these MDs rank amongst the highest in the US
* We focus only on helping YOU find the best doctors through our extensive research
* YOU save time and money (see http://www.mdnationwide.org/search.php)
* YOU have a team of professional consultants who care about YOU, not just your money.
* No, we are not doctors, we are experts in researching and recognizing the BEST MDs.
* Doctors don’t pay us, Health Insurance companies don’t pay us.
* We work for YOU; without YOU ours services would not exist.

What to look for in good Health Insurance

What to look for in good Health Insurance
by: Mike Spencer
Copyright 2005 Mike Spencer

Health insurance is a kind of protection that provides payment of benefits for covered sickness or injury. Included in health insurance are various types of insurance such as accident insurance, disability income insurance, medical expense insurance, and accidental death and dismemberment insurance.

Before sign the health insurance policy make sure that you have read thoroughly the benefit’s section. Take note of any health care service that is not covered by your health insurance policy. Also, pay specific attention to how the health insurance policy is worded. Sometimes, health insurance companies hide the health insurance coverage exclusions within the definitions of words.

For instance, a health insurance company may define the term ‘emergency’ as anything that is life threatening condition that cannot be reasonably treated by a primary care physician. Whereas, your definition of ‘emergency’ may be anything that requires quick medical attention.

Clearly, there is conflict for the two definitions. If you find yourself in an emergency situation where you incur a broker arm, for instance, your insurance company may deny coverage for emergency room treatment of a broken arm for the reason that the broken arm does not fall under the life threatening category.

Therefore, you should read over carefully the health insurance policy definitions, paying close attention to the seven key words:

medical emergency
medically necessary
accidental injury
experimental or investigational
pre certification
pre-existing condition, and
reasonable and customary


These words and any words that are open to interpretation should be regarded with wariness. Find out how your health insurance company defines each of these.

Finally, find the section describing the procedures you must follow in order for your insurance company to reimburse you. These policy conditions or prerequisites are typically worded in a positive tone. Read through each condition carefully, make notes and call your health insurance company with any questions.

You should also compare health insurance contracts before you sign one. In order to compare exclusions, take two policy contracts and find the exclusions sections. If you want to compare a number of health insurance contracts then you could use an online service.

After you obtain your free quote for the health coverage you desire, apply for it online, and you'll obtain all the information that you'll need to compare exclusions of each health insurance policy (though sometimes this will require more research.)